Tesla expands Tesla insurance to Colorado, Oregon and Virginia

As Teslas started to become more popular with the introduction of the Model 3 in late 2017, Tesla began noticing a barrier to entry for new owners.

Insurers were either refusing to insure Teslas or charging huge fees. Tesla entered the auto insurance market to help lower prices for consumers.

Tesla launched Tesla Insurance in 2019. Unfortunately, it was only offered in California at that time. Car insurance laws vary by state, so Tesla must be approved in every state they want to do business in.

Tesla expanded beyond California in the second half of 2021, with the addition of Texas and Illinois.

In early 2022 Tesla added Arizona and Ohio, and now they are adding three additional states.

Tesla has now added Colorado, Oregon and Virginia.

In total, Tesla now offers auto insurance in eight states that covers more than 120 million people. That’s nearly a third of the US population.

Tesla offers insurance in four out of eight states based on population, so we might see some more populous states add up first.

In a tweet last year, Elon spoke about the slow regulatory process to introduce auto insurance and stated that Tesla was looking to introduce insurance in New York as well.

Tesla rates your car insurance using its Safety Score algorithm (except for California), which is similar to Progressive Snapshot Rewards. Once you allow Tesla to collect driving data, they will monitor your vehicle for harsh stops and fast turns and follow closely. You can also read our tips on how to increase your security points.

Your insurance rate will then depend on your driving habits and your chances of having an accident.

Some drivers report much lower rates with Tesla insurance, while other owners report a slightly higher rate with Tesla insurance.

If Tesla offers insurance in your state, you may want to consider getting a quote for your car.

You can apply for Tesla insurance directly from the Tesla app. Tap your profile icon in the top corner, then choose Get Tesla Insurance.

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Elon speaking at the Future of Cars conference

Earlier this week, Elon Musk spoke to the Financial Times at the Future of the Car conference. The CEO of Tesla and SpaceX provided some interesting quotes in this exclusive interview.

The interview started with some overlap with Elon Musk and Tesla co-founder JB Straubel both talking together. JB stated that it’s “more difficult now for electric car startups because what are they going to do that Tesla hasn’t or won’t do. What’s their specialty?”

Elon added, “Companies are jumping at the deep end, trying to make a large vehicle without ever making a car. Start small and make mistakes on a small scale with lots of spare capital.”

Elon was asked who he considers the most impressive electric car startup, and he replied, “Volkswagen is making the biggest progress away from Tesla.” He also noted that there will be some strong electric car companies coming from China.

When asked about supply limitations, Elon said he sees limitations in lithium coming in about three years, due in large part to the difficulty of converting ore into a battery-grade material.

Elon said that Tesla may have to engage in raw material mining/refining. When discussing supply constraints, Elon also reiterated that the goal of 20 million cars for 2030 is just too ambitious; “We may achieve it, but we may not.”

full video interview

When asked about the current situation in China, Elon stated that he had recently held talks with government officials. With these conversations, he thinks it’s clear that lockdowns are being lifted quickly, adding, “I don’t expect this to be a significant issue in the coming weeks.” This statement is optimistic because the shutdowns have posed huge challenges to Tesla’s supply chain and the broader economy.

When asked about the order, Elon said, “Now the demand is outpacing production to an absurd degree. We’ll probably just stop taking orders for anything beyond a certain time period because some of that timing is close to a year.

Elon mentioned that there is some possibility that Tesla will make a car smaller than the Model 3. Tesla has hinted at increased efficiency when discussing Robotaxy, so it would make sense that it would be smaller than the Model 3.

This would be an interesting move for the automaker. Tesla previously hinted at the idea on their first-quarter earnings call as they discussed the difficulty of setting their prices yet because they don’t know what their future costs will be.

When asked how long he will be staying at Tesla, Elon replied, “As long as I can be useful.”

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Tesla Superchargers in Taiwan with Tesla and CCS Connectors

CCS (Combined Charging System) has become the standard for charging electric vehicles over the past few years.

When Tesla first introduced the 2012 Model S, the CCS charging connector wasn’t there. In fact, Tesla developed its own Tesla connector because none were capable of fast DC charging.

Today, the CCS connector supports charging speeds of up to 350 kW.

For comparison, Tesla’s newer V3 Superchargers can currently charge at speeds of up to 250 kW, although Tesla plans to update its v3 Superchargers later this year to support up to 324 kW.

Tesla already offers superchargers with CCS connectors in many regions, but it will now begin adding CCS connectors to Superchargers in the US.

Tesla will add a CCS connector in addition to Tesla’s own connector. Elon Musk said this would give non-Tesla owners access to its vast charging network.

This announcement follows the path announced by the CEO to open his Supercharger network to all electric vehicles globally.

Non-Tesla electric vehicles have been allowed to be charged at select Tesla Supercharger locations in France, the Netherlands and Norway since November.

Allowing superchargers—which account for more than half of all fast chargers in the United States to charge all electric vehicles—would be easier and less costly for everyone involved, and would greatly improve the nature of existing fast charging infrastructure.

CCS is the obvious charging standard to follow, given that Tesla, like many other manufacturers, has already accepted CCS standards in Europe and its Supercharger stations are already equipped with CCS connectors.

Tesla cars and Supercharger stations in North America use their own connector, which has left non-Tesla owners unable to use Tesla’s fast charging infrastructure.

It also prevents Tesla owners from charging at other DC charging stations, unless they spend a significant amount of money buying a CHAdeMO or CCS adapter.

Speaking at the Financial Times Future of the Car summit, Musk said they will add connectors even if it reduces their competitive advantage over other automakers.

“It’s a little more difficult in the US because we have a connector that’s different from the rest of the industry, but we’re going to add the rest of the industry connectors as an option for a supercharger in the US. We’re trying as much as we can to do the right thing to get our electrics going, even if it reduces our competitive advantage,” Musk said. .

This is similar to Tesla’s approach in Europe when the Model 3 was originally introduced with the CCS standard. Tesla and CCS connectors have been installed in the new Supercharger terminals, and the automaker has also begun to modify some of the existing terminals.

Last year, the Taiwanese EV charger equipment supplier and the Alliance of Advanced Manufacturers announced that CCS should be the country’s charging standard, forcing Tesla to modify CCS connectors for all superchargers.

Tesla upgraded its Superchargers with CCS connectors in addition to their own a few months after the decision.

The Tesla CEO gave no indication of when the company plans to begin installing CCS connectors at terminals in the United States.

Is your car compatible?

The connector used by the United States is slightly different from the CCS connector in Europe. In the United States it is known as CCS combo 1, or CCS1 for short. This is the connector that Tesla will support in the US and cannot be replaced with the CCS2 used in Europe.

Tesla already sells a CCS1 to Tesla plug switch, but it’s currently only available in South Korea. Tesla will likely make this adapter available for sale in the United States in the future.

However, your Tesla vehicle will need to specifically support a CCS adapter. If your Tesla was made after May 2019, it probably supports a CCS switch. If before then it will need to be adjusted if you plan to ship with a CCS 1 adapter.

You can check if your vehicle supports the CCS adapter by going to Controls > Program and tapping Additional Vehicle Information.

You can also find more information on how to check if your vehicle is supported, retrofit cost, and adapter cost in our CCS Adapter article.

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