8 Safer Family Cars Under $25,000

The Insurance Institute for Highway Safety (IIHS) publishes a list of vehicles with the highest safety ratings each year. However, not all of them are affordable for a family on a budget – so there are eight of them with an MSRP of less than $25,000.

If you are not looking for a new car, there is Picks from previous years Available so you can make an informed choice when buying a used car. This will help you stay much lower than the cost of a new car And It prevents you from losing a lot due to consumption.

It is also important to note that new cars are very expensive because there are The constant shortage of semiconductors. While these vehicles have a lower starting MSRP than others on the market, any additional features or more luxurious trim will quickly raise the price.

1.2022 Mazda 3 – $20,800 to $22,750

Both sedan and hatchback versions of the 2022 Mazda3 are rated among the top safety picks. They each receive the highest scores in every category except for the driver’s torso and headlight injuries – although that depends on which style you choose.

The sedan starts at the lowest MSRP on the list, and there are four models under $25,000. Although the hatchback is more spacious, it only has a couple of pieces under $25,000.

Even if you’re using the base model, the Mazda 3 comes standard with lane departure warnings, rear view monitors, and a host of other safety features. Like the Honda Civic listed later, this is a small car and is best for small families.

2. 2022 Chevrolet Trailblazer – $21,600

The Chevrolet Trailblazer is one of the most affordable new SUVs on the market. It’s a small SUV – larger cars tend to come with much higher price tags – but it still has plenty of room for the family. And while it only gets an average headlight rating, it also gets high IIHS scores in all other categories.

It does get average scores for its LATCH system, so it might be better for a family with older kids who don’t need car seats. But overall, it’s a solid choice. The 2021 Trailblazer is also a top choice for safety, making getting second hand copy An equally valid option.

3.2022 Mazda CX-30 – $22,200

The Mazda CX-30 has “good” scores — the highest rating — across the board. It’s one of the least expensive SUVs on the market and has two designs under $25,000.

Like the Mazda 3, it comes standard with lane departure warnings, rear vision monitoring and other safety features. And while it’s a small SUV, it should have enough room to move your family from place to place while staying within budget.

if I were Buying used carsThe 2021 model also ranks among the safest small SUVs.

4. Subaru Crossstrike Hybrid 2022 – $22,645

The Subaru Crosstrek has been on the safety list since 2019, so it’s a good choice if you want a used car that’s safe, too. Plus It’s a hybrid – Which makes it good for saving gas costs.

And of course, it’s a wagon, the classic family car look. Like a hatchback, the added trunk space should be a bonus when you need to haul big things. The Subarus is also known to retain its value, which means you may not get as much of a hit from depreciation if you choose to buy a new one.

5. Subaru Legacy 2022 – $22995

Like the Crosstrek, the Subaru Legacy has been on the top of the safety list for years. It’s a sedan, so it’s better for small families who don’t need a lot of room in the luggage compartment. But it is known to be reliable.

However, it lacks some of the safety features that come standard on other vehicles. Blind spot detection and lane change warnings aren’t available on the base model, and it’s the only option that costs less than $25,000 new. You may be able to find these features in User Legacy – they are not guaranteed to be included.

6. 2022 Honda Civic – $22,350 to $23,350

The Honda Civic Hatchback gets top marks in every class except for the passenger and driver restrictions. Since it’s a hatchback, it has extra room in the trunk to haul what your family needs without taking up as much space as an SUV.

The hatchback has two models priced under $25,000: the LX and Sport. Both come with lane departure warnings and other collision avoidance systems along with a variety of safety features that come standard on the LX.

The sedan version of the Honda Civic has less space overall, but it also comes at a slightly lower price. This also means that three edges – instead of just two – are around the $25,000 price point. Like the hatchback, the sedan gets the highest scores in every category except for driver restrictions and lower leg and foot injuries for passengers.

7. 2022 Kia K5 – $23,790

The 2022 and 2021 Kia K5 is a premium class sedan, but it might be better for families with older children. The LATCH Car Seat Connection System has only an average rating. This isn’t the worst thing, but it can make it more difficult to install and switch seats as needed.

Like many other new cars, it has a number of driver assistance and collision avoidance systems to keep you and your family safe. These are standard on the base model, so you don’t have to spend extra just to get access. Kia is also one of the top-rated manufacturers in terms of reliability and has a long warranty period on its new cars.

8. 2022 Toyota Camry – $25395

The Camry is one of the best cars if you’re concerned about safety and staying on a budget because it’s always on our list of safer mid-size sedans. So, while the 2022 Camry starts at just over $25,000, you’ll be able to find used cars with the same level of safety as the current model.

However, make sure that previous models had the security features you are looking for. Some may not have options that are considered standard in the current market.

Financing your family’s car

No matter which vehicle you end up choosing, the first step you should take before visiting a dealership is Pre-qualification for funding. You can do this with a bank, credit union, or online lender — or submit multiple applications to all three. It counts as only one query on your credit report if you place the order within a 14-day period, so you can compare prices without hurting your credit.

Pre-qualification will give you an added advantage during negotiations. You can be assertive at the $25,000 price tag. And if the agency can offer you a lower rate or a better deal, you can opt for this financing instead.

And since most lenders offer 30 days to shop, you can take your time researching and finding a good deal for a family car. This way, you can ensure that you get the best of both worlds: a decent interest rate and a reliable and safe car for your family.

bottom line

If you are shopping for a new family car, these are the safest and most affordable options. Used cars will generally be a better option for a family on a budget. They are often under $25,000 – and the price may be more negotiable with the dealer.

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